Individuals
If your salary has been attached, if debt is unmanageable, or if you need to settle a family or property matter: we tell you what can and cannot be done, without false promises.
Direct answer
For individuals, Acerteq handles personal insolvency for non-merchants, debt negotiation and restructuring, family law, civil contracts and property matters. The first evaluation includes an honest answer on whether the case is legally viable and what alternatives exist before litigating.
Practice areas
Pick the area closest to your situation. Each page explains what we actually do, when you need it and what it costs to wait.
A legal procedure to restructure your debts, suspend attachments and start over with legal protection.
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Direct renegotiation with banks and supervised financial institutions, without going to court.
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Divorce, custody, maintenance, succession and marital property division, with genuinely human support.
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Leases, purchases, investments, dation in payment and promise agreements: reviewed before signing, not after.
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Title studies before buying, deeds, leases and condominium disputes.
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How we work
Most firms charge for reacting. We structure the work so that reacting is the exception, not the business model.
01
An initial session where we map your real exposure: what risk exists today, its financial impact and how urgent it is.
02
We deliver scope, deliverables, timelines and fees in writing before signing. You know exactly what you get and what it costs.
03
A senior lawyer owns your matter end to end, with direct, unfiltered access. Every request is logged on the platform.
04
Periodic reporting on real status, regulatory alerts for your sector and an annual review of your legal risk matrix.
15 +
Years in practice
Accumulated experience advising companies and individuals in Colombia and the region.
7
Countries covered
Colombia, Peru, Ecuador, Venezuela, Chile, Mexico and Panama.
4
Own offices
Bogotá, Medellín, Barranquilla and Lima, with a single point of contact.
2 hrs
Service level agreement
Contractual SLA: every request receives a response in under 2 business hours.
First consultation
Complete the form and a senior lawyer will contact you within two business hours with a first read on your matter.
If your case has no viable route, we say so at the first meeting.
We do not guarantee outcomes and we do not erase credit reports. We explain what the law does allow.
Fees agreed to your real capacity, in writing and with no hidden costs.
First consultation
⏱ Response in under 2 business hours.
🔒 Your data is protected and confidential under attorney-client privilege.
Next step
A 30-minute diagnostic with a senior lawyer, with no obligation to engage. You leave with a clear read on your risk and what to do first.
Response in under 2 business hours.
